Business Loans
Commercial lending support for growth, working capital, and equipment needs.
Business Loans
Who business loans is for
Common borrower profiles and lending scenarios we support with clear strategy and direct communication.
Who it is for
- Small to medium business owners planning growth
- Operators managing seasonal cash-flow swings
- Businesses seeking asset or equipment funding
Common scenarios
- Working capital support
- Equipment and vehicle funding
- Commercial property acquisition or refinance
How We Work
A structured business loans plan
Every recommendation is explained in plain English, including trade-offs, timing, and lender fit.
Service options
- Working capital facilities
- Commercial property lending
- Equipment and fit-out finance
- Debtor/invoice funding pathways
- Business refinance and restructuring
How we help
- Align facility type with business cash-flow cycle and growth plan.
- Prepare lender-ready submissions with financial commentary.
- Compare funding terms beyond interest rate, including flexibility and fees.
- Support communication with lenders through approval and drawdown.
Typical process timeline
- Initial strategy call and requirement check (Day 1)
- Document collection and lender shortlist (Days 1-3)
- Submission and lender assessment updates (Week 1 onward)
- Approval to settlement coordination (timing varies by lender and scenario)
Common mistakes to avoid
- Applying without current management accounts or cash-flow data
- Requesting facilities without matching terms to business cycle
- Underestimating lender information requirements and lead time
Preparation
What to prepare
Requirements vary by lender and scenario, but these are the core documents most applications need.
- Business financial statements and tax returns
- BAS and recent management accounts
- Business profile and purpose of funds
- Asset/security details if applicable
- Director identification and liability schedule
Service areas we commonly support
Finity Finance supports borrowers across Clyde North, Clyde, Berwick, Cranbourne, and Melbourne South East with direct broker guidance.
FAQs
Questions about business loans
Next step
Discuss your business loans plan.
Get a clear strategy and practical next steps tailored to your timeline and lending profile.
Quick enquiry
Share your scenario
Use the short form if you want us to structure your options before a call.
Get Started
1. Your Details2. Loan Plan3. Confirm